A great basement shouldn’t have to wait until the full budget is sitting in your account. We offer financing options built around you. Just ask, and we’ll help you find a plan that fits your budget and the way you live. No pressure, no single plan for everyone: you tell us what works, and we make the numbers work around it.
And to make it even simpler, we’ve put together three straightforward packages you can choose from.
Each package is designed to turn unused basement space into a fully finished, income ready living area, without the stress of paying it all at once.
Not sure which fits? That’s what we’re here for. Contact us and we’ll go over the details together and match you to the option that suits your home and your goals.
Limited-time financing offer!
Basement apartments in the GTA rent for around $1,600 to $2,400 a month right now, depending on the city and the unit. A legal one-bedroom suite in most GTA neighbourhoods rents well above $1,600.
Once a tenant moves in, the basement pays for itself. You are not spending money on a renovation. You are turning dead square footage into an income property, and the income shows up before the loan does.
The same payment works if the space is for you.
Not everyone wants a tenant. Plenty of our clients just want their basement back. Same fixed payment, same finished space, no strangers with keys. And whenever your plans change, the suite is there. Finish it as a family space today, rent it out in five years when the kids move out. A properly built, code-compliant basement keeps that option open forever.
Common reasons people finish their basement with us:
A proper suite downstairs means everyone has their own kitchen, their own bathroom, and their own door to close. Living together without living on top of each other.
Teenagers need somewhere to go. A rec room, a gaming setup, a second TV. Your main floor becomes yours again.
A real office with a real door beats a laptop on the kitchen table. Quiet, separate, and it stays set up.
A private suite downstairs lets them save for their own place without anyone losing their sanity.
Half your house is unusable right now. Boxes, cold concrete, one bare bulb. That square footage is already heated and already paid for. It should be doing something.
We partner with Financeit, a Canadian financing platform used by thousands of home improvement companies.
Free site visit. We check egress, ceiling height, moisture, and your electrical panel, then measure everything. No quote gets thrown at you on the spot, because a real quote takes real numbers.
Written, itemized, and locked. Your monthly payment is confirmed here.
The Financeit application takes a few minutes. Approval usually comes back the same day.
Permits, trades, inspections. You get updates at every stage.
We walk the finished space together, you sign off on a defined checklist, and your warranty starts.
The foundation is poured. The walls are up. The heat is on. You are paying the mortgage on that square footage every month whether it earns anything or not.
One site visit tells you exactly what your basement can become and exactly what it costs per month. The visit is free and there is no pressure to sign anything.
Bedroom, full bathroom, kitchen, open living area, separate entrance where feasible. The classic income suite. Rents fast because it suits singles and couples, the biggest pool of renters in the GTA.
Two bedrooms, full bathroom, kitchen, living area. Higher rent, and it works just as well as an in-law suite or a space for older kids.
Three bedrooms, full bathroom, kitchen, living area. Built for larger basements. The highest rental income of the three, or the most room for a growing family.
The foundation is poured. The walls are up. The heat is on. You are paying the mortgage on that square footage every month whether it earns anything or not.
One site visit tells you exactly what your basement can become and exactly what it costs per month. The visit is free and there is no pressure to sign anything.
Complete the application form and get a credit decision on the spot.
Finish setting up your loan by completing a few easy steps and make your purchase.
Payments are debited automatically from your bank account.
Some basements need an egress window cut or other prep work before the standard package applies. We find that out at the free site visit and price it before you sign anything. Your quote is your quote.
No, and be careful with anyone who says otherwise. What we can tell you is what similar suites rent for in your area, and we do that at the site visit using current listings.
No. You need a legal suite, a lease, and a decent tenant. We can point you to resources on Ontario’s standard lease and landlord basics when your project wraps up.
A typical timeline is 6 to 10 weeks. Once permits are approved, depending on the package. Permit approval itself varies by municipality.
Richmond Hill, Markham, Vaughan, Newmarket, Aurora, Toronto, and surrounding GTA.
Yes. The financing works the same whether a tenant pays the loan or you do. Plenty of clients finance an in-law suite or a family space.
We work across the Greater Golden Horseshoe, from Toronto to Hamilton
Toronto & York Region
Toronto, North York, Scarborough, Etobicoke, Vaughan, Woodbridge, Richmond Hill, Thornhill, Markham, Aurora, King City, Whitchurch-Stouffville, East Gwillimbury, Georgina
Peel Region
Mississauga, Brampton, Caledon
Hamilton & Waterloo Region
Hamilton, Brantford, Kitchener, Waterloo
